August 7th, 2012
I’m finding it difficult to believ I have adequate funds to tap in a US bank and can’t access any of it. Down to a mere 10 pounds British sterling in my pocket, the Wells Fargo bank in the US can’t release new deposits (made to my secured credit card) before the ninth of the month. It’s a good bet that the local officials will frown on my littering up their public areas overnight at airports (my shelter of last evening) or bus stations. I’ve had to do both in recent weeks for the same reason. The fact I’m still forced to make such choices under such threats to my travel freedom (e.g. arrest for vagrancy or repatriation), is simply outrageous and unacceptable.
I’ve also just learned that I’m unable to trust the Royal Mail service here in England. As previously reported, my replacement bank cards from the US banks weren’t re-issued as expected, costing me a lot of valuable time with all this fiscal game playing. Now finally awaiting new cards, I attempted to mail a check to the Chase bank for deposit into my account yesterday. That would (theoretically) lead to an easier transfer of funds to me regardless of my location. I went to a local London post office only to find this was also impossible. Below, please take a look at the letter of complaint which ought to be sent to the Royal Mail except that I’m not sure how to mail it now. It is also worth mentioning that the replacement debit card for that Chase account has been held up in reaching me. Apparently there is some confusion about mailing addresses which is holding that up in the US.
Poverty has nothing to do with one’s income anymore. I believe we are all the poorer now for the red tape surrounding every aspect of our lives.
With apologies to the Brits and Scots, truly among those who can be called the salt of the earth, here is my complaint about being stranded in their countries:
TO: Royal Mail of Great Britain
RE: Suspected Mail Fraud
To Whom It May Concern,
I wish to report an incident of concern when I recently attempted to send a letter to the Chase Bank in New York (USA) from the post office near Kings Cross bus station. Attached, please find a photograph of the letter in question for your review.
I was mailing a check to my bank in NY because I have been unable to freely access my US funds (in two different bank accounts) since my debit cards were lost. The loss of one bank card is presently under investigation by the Scottish Fraud Unit. While I started an account at Barclay’s Bank, they cannot cash a check in under six to eight weeks of deposit, tying up necessary funds for an older person like myself under a fixed income.
While attempting to mail this check, the post office clerk was observed putting a stamp on the envelope. After that act, she put not just one label on my envelope but two of them, one on top of the other. When questioned about that strange action, she replied the first label had been put on the envelope in error and therefore another was placed over it. She stated that the lower one could not be seen by anyone so there was nothing to worry about. She gave me the envelope to look at and objected to my attempt to remove the top label. She then insisted I give her the envelope because the stamp was on the envelope which made the Royal Mail responsible for delivery given that the sticker of delivery was now on the envelope. Instead, I paid for the postage and then tore the stamp off of the envelope to reassure her I had no intention of putting it back in the mailbox.
The problem wasn’t visible to me until I completed the transaction and moved away from the window. The top sticker (an airsure label of intent to deliver) was easily removed and the lower one completely intact. That sticker said the letter had been signed for and, of course, both stickers said ”royal mail” on them. I found this highly unusual as well as the banking problems prompting me to take this extraordinary measure to ensure I have sufficient funds to use in my travels as an American tourist. Internet banking is a concern for me since access has been intermittent for me as well as having lost access to particular internet accounts in the past. Linking an account to my bank is therefore a very poor choice for me to make.
Unable to trust the mails now, I intend to use a private mailing company. Please review this incident. I am enclosing pictures of the envelope and a copy of the receipt for the postage (stamp returned to the clerk at her insistence).
Thank you for your attention.